Asset Allocation Simple Framework

A beginner-friendly method to split money across equity, debt, and cash.

Most investors know what to do but struggle with consistency. A simple framework and fixed review rhythm can solve this problem.

Key focus areas

• Define risk range clearly.
• Link allocation with goal horizon.
• Rebalance using thresholds.

Action plan for this week

1. Write down your current status and objective.
2. Set one measurable action for the next 30 days.
3. Review outcomes and refine your process.

Consistency beats complexity. Keep your process practical, documented, and review-driven.